Employer Benefits

Eliminate the costs of paper production of checks and replacement of lost or stolen checks. (Industry avg. of a $1.90 per check).

Eliminate the cost of special disbursements, such as final paychecks, expenses etc.

Simplify payroll distribution for all categories of employees including the unbanked, contract, temporary/migrant, youth, part-time and remotely located workers.

Increase employee productivity by eliminating time-consuming off-site trips to cash paychecks.

Reduced check fraud, lost check replacement costs and stop payment costs.

No need for the employee to be present to collect their paycheck.

Employee Benefits

Savings: Payroll cards eliminate expensive check-cashing charges, often saving hundreds of dollars annually.

Safety: Payroll cards allow your unbanked employees to have a virtual “bank account” that they can access when and if they need it. No need to for the employee to carry large amounts of cash that could be lost or stolen.

Security: Account access is extremely secure and the employee’s funds are protected by a secret PIN. Zero Liability policy ensures lost or stolen payroll card replacement, with full remaining card value.

Convenience: Immediate employee access to payroll funds on payday, with no need to have a checking account or any banking relationship. Employees also avoid the long line-ups at banks and cheque cashing stores.

Purchasing Capability: Employees can purchase goods and services up to the balance available in the card, at more than 24 million merchants worldwide who accept MasterCard and Maestro.

Access To Cash: Employees can access cash at over 800,000 ATMs worldwide as well as at select POS terminals.

No Requirements: There is no credit check or bank account required.

Easily check balances: The cardholder can easily check their card balance online or via our toll free bilingual voice-automated telephone system – toll free!