London, United Kingdom – (For immediate release) – October 22nd, 2007 6:00 PM BST

MonoBank PLC, a company specializing in offering prepaid debit solutions to the credit challenged consumer market, is pleased to announce we have signed a definitive Letter of Intent (LOI) to acquire Detect ID Theft Inc. Detect ID Theft Inc. is a US Company incorporated in Delaware which specializes in the prevention of identity theft using a patent pending technology that searches thousands of public and private electronic databases and proactively detects identity theft. Identity theft is the fastest growing crime in America; 9.9 million victims were reported last year, according to a Federal Trade Commission survey. On average it costs $5,000 and 200 hours to attempt to repair an identity theft incident. More serious identity theft can mean years of ruined credit, enormous losses of property, and even a person’s arrest for crimes committed by a thief in your name.

MonoBank PLC exhaustively researched the identity theft detection market and identified Detect ID Theft Inc. as a potential leader in the industry with compelling competitive advantages and distinct technological advantages with Detect ID Theft’s proactive prevention approach. The acquisition will provide immediate revenue potential for Monobank PLC, strengthen and broaden the company’s product offering and inevitably increase shareholder value. The synergies of the organizations should ensure a successful merger and complements the MonoBank PLC growth through acquisition business strategy.

About MonoBank PLC

MonoBank PLC, a company incorporated in London, England was founded with the vision of providing products and services to credit challenged prospects. The company’s mission is to provide a variety of products and services to the credit challenged and to continue to develop new first-to-market prepaid and debit card programs, building on consumer acceptance and brand recognition while ensuring customer satisfaction.

We know that each customer has specific needs. At MonoBank PLC, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving customers the solutions they are looking for.

Disclaimer & Safe Harbor Statement:

This release includes forward looking statements, which are based on certain assumptions and reflects management’s current expectations. These forward looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. The Company disclaims any intention or obligation to update or revise any forward looking statements, whether as a result of new information, future events or otherwise. “Safe Harbor” Statement under the U.S. Private Securities Litigation Reform Act of 1995: This release contains certain “forward-looking” statements within the meaning of the Private Securities Litigation Reform Act of 1995.

For further information please contact:

MonoBank PLC.
Investor Relations Department
+ 44 (0) 20 7043 3710

Copyright © 2006-2007 MonoBank PLC. All rights reserved.

London, United Kingdom – (For immediate release) – May 16th, 2007 6:00 PM BST

MonoBank PLC is pleased to announce that the company has obtained our ticker symbol from the FWB (Frankfurter Wertpapierborse) or Frankfurt Stock Exchange, which represents the primary step in the FWB listing process. MonoBank PLC has received a German Securities Code Number (WKN number) – A0MRLW and will be trading under the ticker symbol – WNW.

This represents the commencement of the listing and filing process and the company anticipates it will take 30 days to complete this process and begin trading on the FWB. The Frankfurt Stock Exchange will provide increased international visibility and allow the company to attract Institutional and Private Investment in Germany, across Europe and around the world. The FWB was founded in 1585 and is the largest of eight German securities exchanges operated by Deutsche Borse AG and ranks as the world’s third largest securities exchange behind NYSE and NASDAQ. Once listed on the FWB, MonoBank plans to apply for a dual listing on the Pink Sheets or NASDAQ OTCBB.

This critical milestone in the company’s development will assist in creating financing opportunities required for the rapid deployment of the MonoBank product marketing strategy for Europe, Asia, the Americas and strategic emerging global markets.

About MonoBank PLC

MonoBank PLC, a company incorporated in London, England was founded with the vision of providing products and services to credit challenged prospects. The company’s mission is to provide a variety of products and services to the credit challenged and to continue to develop new first-to-market prepaid and debit card programs, building on consumer acceptance and brand recognition while ensuring customer satisfaction.

We know that each customer has specific needs. At MonoBank PLC, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving customers the solutions they are looking for.

Disclaimer & Safe Harbor Statement:

This release includes forward looking statements, which are based on certain assumptions and reflects management’s current expectations. These forward looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. The Company disclaims any intention or obligation to update or revise any forward looking statements, whether as a result of new information, future events or otherwise. “Safe Harbor” Statement under the U.S. Private Securities Litigation Reform Act of 1995: This release contains certain “forward-looking” statements within the meaning of the Private Securities Litigation Reform Act of 1995.

For further information please contact:

MonoBank PLC.
Investor Relations Department
+ 44 20 7043 3710

Copyright © 2006-2007 MonoBank PLC. All rights reserved.

London, United Kingdom – (For immediate release) – November 13th, 2006 9:00 AM

Mono Bank PLC, a company specializing in offering prepaid debit solutions to the credit challenged consumer market, announced today that it is exploring the possibility of listing its common shares on the Frankfurt Stock Exchange (FWB). The FWB is the largest of eight German securities exchanges operated by Deutsche Borse Ag and is the world’s third-largest securities exchange in terms of turnover and dealings.

Mono Bank PLC wishes to raise additional funds from a Frankfurt listing to develop new and innovative products and service specifically designed for the sub-prime consumer and small business market.

According to a new study from the Aite Group LLC the once-ignored U.S. small-business customer segment is growing in sophistication and is expected to spend US$477 billion on financial products by 2010. Banks must alter their strategies in order to reap the benefits and reduce the number of lost opportunities.

“A disconnect exists between small business needs and bank offerings,” notes Christine Barry, Research Director with Aite Group and author of the report. “Businesses that generate between US$100,000 and US$1 million in annual revenues are the small-business sub-segment most likely to complete transactions online, yet most banks offer these customers only retail banking solutions and thereby limit their opportunities for cross-selling and generating fee-based revenues.”

MonoBank PLC hopes to take advantage of this “disconnect” by developing new, innovative products and services for this segment of the market. MonoBank is also in the process of developing products and service for the credit challenged. These include low cost money transfer solutions and prepaid credit cards, commonly known as stored value cards. In the U.S. alone there are 50 million Americans that don’t have access to credit and banking facilities. Estimates suggest that stored value transactions in the U.S. could exceed $2 trillion in just a few years. And as large as the potential for stored value is in the U.S., the international opportunity will be several orders of magnitude higher.

MonoBank PLC has chosen to do a Frankfurt listing first as this will increase our visibility internationally while allowing the company to take advantage of the significant market opportunities in the UK, continental Europe and Asia. Once we’re listed on the Frankfurt we plan to apply for a dual listing on the Pink Sheets or NASDAQ.

About MonoBank PLC

MonoBank PLC, a company incorporated in London, England was founded with the vision of providing products and services to credit challenged prospects. The company’s mission is to provide a variety of products and services to the credit challenged and to continue to develop new first-to-market prepaid and debit card programs, building on consumer acceptance and brand recognition while ensuring customer satisfaction.

We know that each customer has specific needs. At MonoBank PLC, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving customers the solutions they are looking for.

Disclaimer & Safe Harbor Statement:

This release includes forward looking statements, which are based on certain assumptions and reflects management’s current expectations. These forward looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. The Company disclaims any intention or obligation to update or revise any forward looking statements, whether as a result of new information, future events or otherwise. “Safe Harbor” Statement under the U.S. Private Securities Litigation Reform Act of 1995: This release contains certain “forward-looking” statements within the meaning of the Private Securities Litigation Reform Act of 1995.

For further information please contact:

MonoBank PLC
Investor Relations Department
+ 44 (0) 20 70 433710

Copyright © 2006 MonoBank PLC. All rights reserved.

London, United Kingdom – (For immediate release) – October 27th, 2006 4:00 PM

MonoBank PLC, a company specializing in offering prepaid debit solutions to the credit cahllenged consumer market, announces the Mono One consumer products program. The Mono One Prepaid Credit Card Program will allow our customers’ the ability to use their MonoBank Prepaid Credit card to pay bills, top-up their prepaid cellular phones, transfer money, make long distance calls – all with just a phone call. The convenience that this will offer our prepaid credit card holders is unprecedented in the stored value card industry. The Mono One program allows sub-prime clients to have access to a unique, innovative and fully integrated services platform which is currently not available to the credit challenged market.

Our new MonoBank PLC one card program will be available to the credit challenged throughout the world. In the USA alone there are over 50 million Americans that don’t have access to credit and banking facilities.

The Mono One Prepaid Credit Card Program, when fully integrated, will provide MonoBank clients with the following services with just a phone call;

• Mono One Prepaid Credit Card – With the Mono One Prepaid Credit Card clients can shop online, pay bills, purchase good and services anywhere a credit card is accepted, rent a car or book a hotel and withdraw cash at over 900,000 ATMs worldwide.
• Mono One Money Transfer – The Mono One Money Transfer Program is a quick, inexpensive and safe way to send money any time of the day or night to over 145 countries. Funds can be sent to an individual within minutes using our unique two card prepaid credit card program. Not only is Mono One money transfer service easy to use, it’s a great value!
• Mono One Wireless Refills – The Mono One Wireless Refills allows our clients to refill their prepaid cellular accounts using our platform, without having to purchase wireless refills at their local convenience stores.
• Mono One Calling Card platform – The Mono One Calling Card plans allow our clients to take advantage of competitive global calling rates using the same platform as the prepaid credit cards. Clients need only remember one number for all their financial and telecommunication needs – the Mono One customer support hotline.

About MonoBank PLC

MonoBank PLC, a company incorporated in London, England was founded with the vision of providing products and services to credit challenged prospects. The company’s mission is to provide a variety of products and services to the credit challenged and to continue to develop new first-to-market prepaid and debit card programs, building on consumer acceptance and brand recognition while ensuring customer satisfaction.

We know that each customer has specific needs. At MonoBank PLC, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving customers the solutions they are looking for.

Disclaimer & Safe Harbor Statement:

This release includes forward looking statements, which are based on certain assumptions and reflects management’s current expectations. These forward looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. The Company disclaims any intention or obligation to update or revise any forward looking statements, whether as a result of new information, future events or otherwise. “Safe Harbor” Statement under the U.S. Private Securities Litigation Reform Act of 1995: This release contains certain “forward-looking” statements within the meaning of the Private Securities Litigation Reform Act of 1995.

For further information please contact:

MonoBank PLC.
Investor Relations Department
+ 44 20 70 433710

Copyright © 2006 MonoBank PLC. All rights reserved.